Newsletters

May

• HOT TOPIC: Too Much Oil with Nowhere to Go

  This article looks at the reasons behind crude oil’s price collapse and the larger issue of imbalance between supply and demand in the global oil industry.

• Keeping Cool: Investment Strategy vs. Reaction

  This article offers ideas to help investors focus on strategic decisions rather than react emotionally to the latest market news or movements.

• Social Security May Offer a Lifetime of Protection

  This article provides an overview of four times other than retirement when Social Security might affect you or your family.

• The Cost of Family Caregiving

  A look at the financial, emotional, and physical costs of family caregiving with some helpful suggestions for caregivers.

• Three Life Insurance Strategies for Small Businesses

  This article explores how life insurance might help small businesses attract and retain talent or fund buy-sell agreements.

• Telemedicine: The Virtual Doctor Will See You Now

  Many large employers offer telemedicine programs in their benefit packages. Do you know the potential advantages of telemedicine?

April

• HOT TOPIC: Government Acts to Blunt Financial Impact of Global Pandemic

  A discussion of the measures being taken by the federal government to support workers, businesses, financial markets, and the economy in these trying times.

• Setting a Retirement Savings Goal

  This article features a worksheet to help you estimate the savings you might need to generate your desired retirement income.

• Looking for Value with P/E Ratios

  Discover the basics of P/E ratios, with an emphasis on analyzing them in the appropriate context for making meaningful comparisons.

• Early Retirement and Your Tax-Deferred Savings

  Find out how the rules for early-distribution penalty exceptions differ for withdrawals from traditional IRAs and employer-sponsored plans.

• Living Benefits Can Help Counter Retirement Risks

  Optional riders that add living benefits to annuities might help retirees address two financial risks: outliving their savings and paying for long-term care.

• Don’t Let a Disaster Keep the Lights Off Forever

  As a small-business owner, do you know the types of coverages that may or may not be included in a standard business owner policy?

March

• HOT TOPIC: The Coronavirus and the Global Economy

  An examination of how China’s coronavirus-driven slowdown has affected global business activity and a look at its potential economic impact.

• Stay-at-Home Spouse? Consider a Spousal IRA

  Stay-at-home spouses can fall behind in saving for retirement. This article explains how a spousal IRA can help keep retirement savings on track.

• Three Lessons from Retirees

  A survey of workers and retirees yielded three key findings that may prove helpful in planning for retirement. Find out more.

• Five Red Flags That Raise the Odds of an Audit

  Ever wonder why the IRS might take a closer look at a taxpayer’s return? This article discusses different types of audits and what might trigger one.

• Behavioral Biases That Can Lead to Costly Mistakes

  Learn about six blind spots that can lead to regrettable portfolio decisions (and how investors might avoid them).

• Classifying Workers: Know the Rules and Risks

  This article explores the complex web of federal and state tax and employment laws that determine how businesses must classify workers.